Readiness申请准备清单Readiness Checklist
申请前应先确认Before Filing
- 阿联酋注册实体；合规与治理团队；本地化人员
- UAE registered entity, compliance and governance team, and local staffing.
监管重点Regulatory Focus
- AML/CFT、行为与审慎规则、本地治理与合规人员配置
- AML/CFT, conduct and prudential rules, local governance and compliance staffing.
交付材料Delivery Workstream
- 联邦牌照路径分析、与 VARA/DFSA/ADGM 框架的差距分析、申请协助
- Federal licence route analysis, gap analysis against VARA, DFSA and ADGM frameworks, and application support.
监管机构与法律依据Regulator & Statutory Basis
- 阿联酋资本市场管理局（Capital Markets Authority, CMA，前证券与商品管理局 SCA）；联邦层面证券与商品立法；2024 年改革后扩展虚拟资产联邦管辖（将受规管虚拟资产活动从 3 类扩展至 8 类）
- UAE Capital Markets Authority (CMA, formerly Securities and Commodities Authority, SCA); federal securities and commodities legislation. After the 2024 reform, federal virtual asset jurisdiction expanded regulated VA activities from 3 categories to 8 categories.
CMA 阿联酋联邦层面证券与商品立法；2024 年改革后扩展虚拟资产联邦管辖UAE federal securities and commodities legislation; expanded federal virtual asset scope after the 2024 reform
适用业务范围Permitted Activities
- 联邦层面证券、商品交易与经纪
- 投资管理、咨询、安排
- 在 DIFC、ADGM 以外服务阿联酋本土客户的虚拟资产活动须考虑 CMA 框架
- Federal securities and commodities trading and brokerage.
- Investment management, advisory and arranging activities.
- Virtual asset activities serving UAE mainland clients outside DIFC and ADGM should consider the CMA framework.
申请人资格Applicant Eligibility
- 阿联酋注册实体；合规与治理团队；本地化人员
- UAE registered entity, compliance and governance team, and local staffing.
资本要求Capital Requirements
- 按活动类别（1-5）确定，以 CMA 最新规则为准
- Determined by activity category (1-5), subject to CMA's latest rules.
关键合规要求Key Compliance Obligations
- AML/CFT、行为与审慎规则、本地治理与合规人员配置
- AML/CFT, conduct and prudential rules, local governance and compliance staffing.
时间表Timeline
- 视类别与完备程度而定
- Subject to category and document readiness.
政府收费Government Fees
- 以 CMA 公布为准
- Subject to CMA publication.
持续合规义务Ongoing Obligations
- 资本维持、申报、外包与运营控制合规
- Capital maintenance, reporting, outsourcing and operational control compliance.
典型申请人画像Typical Applicant Profile
- 拟在阿联酋本土（非自贸区）开展证券/虚拟资产业务的机构
- Institutions conducting securities or virtual asset business in UAE mainland, outside free zones.
Spark Advisory 服务范围Our Engagement Scope
- 联邦牌照路径分析、与 VARA/DFSA/ADGM 框架的差距分析、申请协助
- Federal licence route analysis, gap analysis against VARA, DFSA and ADGM frameworks, and application support.