Readiness申请准备清单Readiness Checklist
申请前应先确认Before Filing
- 在 ADGM 注册成立实体；委任授权人员（SEO、合规、MLRO、财务主管）；外部审计师
- Entity incorporated in ADGM; appointment of authorised persons such as SEO, compliance officer, MLRO and finance officer; external auditor.
监管重点Regulatory Focus
- FSMR 审慎与行为规则、AML/CFT、治理与风控、虚拟资产专项规则（如适用）
- FSMR prudential and conduct rules, AML/CFT, governance and risk control, and virtual asset-specific rules where applicable.
交付材料Delivery Workstream
- 类别规划、监管业务计划、人员配置、FSRA 申请与答询
- Category planning, regulatory business plan, personnel configuration, FSRA application and response support.
监管机构与法律依据Regulator & Statutory Basis
- 阿布扎比全球市场金融服务监管局（ADGM Financial Services Regulatory Authority, FSRA）；《金融服务与市场条例》（Financial Services and Markets Regulations 2015, FSMR）
- ADGM Financial Services Regulatory Authority (FSRA); Financial Services and Markets Regulations 2015 (FSMR).
ADGM FSRA 《金融服务与市场条例》（Financial Services and Markets Regulations 2015, FSMR）Financial Services and Markets Regulations 2015 (FSMR)
适用业务范围Permitted Activities
- 审慎类别 1-5（结构与 DFSA 类似：存款、自营、经纪/托管/资管、安排与咨询、伊斯兰金融）
- 虚拟资产框架：FSRA 是较早建立全面虚拟资产监管的中东监管机构，涵盖 VA 交易所（MTF）、托管、经纪及做市
- Prudential Categories 1-5, broadly similar to DFSA: deposit-taking, principal dealing, brokerage/custody/asset management, arranging and advising, and Islamic finance.
- Virtual asset framework: FSRA was one of the earlier Middle East regulators to establish a comprehensive virtual asset regime, covering VA exchanges or MTFs, custody, brokerage and market making.
申请人资格Applicant Eligibility
- 在 ADGM 注册成立实体；委任授权人员（SEO、合规、MLRO、财务主管）；外部审计师
- Entity incorporated in ADGM; appointment of authorised persons such as SEO, compliance officer, MLRO and finance officer; external auditor.
资本要求Capital Requirements
- 按审慎类别确定基础资本（结构与 DFSA 类似，取基础/风险/开支型资本最高者），以 FSRA 最新规则为准
- Base capital is determined by prudential category, with a structure similar to DFSA and the highest of base, risk-based and expenditure-based capital applying, subject to FSRA's latest rules.
关键合规要求Key Compliance Obligations
- FSMR 审慎与行为规则、AML/CFT、治理与风控、虚拟资产专项规则（如适用）
- FSMR prudential and conduct rules, AML/CFT, governance and risk control, and virtual asset-specific rules where applicable.
时间表Timeline
- 一般 6 - 12 个月
- Generally 6-12 months.
政府收费Government Fees
- 以 FSRA 收费表为准
- Subject to the FSRA fee schedule.
持续合规义务Ongoing Obligations
- 资本维持、审计与申报、重大变动通知
- Capital maintenance, audit and reporting, and material change notifications.
典型申请人画像Typical Applicant Profile
- 机构金融机构、虚拟资产交易所/托管商、基金管理人、做市机构
- Institutional financial institutions, virtual asset exchanges or custodians, fund managers and market makers.
Spark Advisory 服务范围Our Engagement Scope
- 类别规划、监管业务计划、人员配置、FSRA 申请与答询
- Category planning, regulatory business plan, personnel configuration, FSRA application and response support.